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PSPs

Acquirers

Orchestration platforms

Gateways

Billing providers

Add stablecoins to your rails - non‑custodial, white‑label, global

Offer stablecoins as a payment method and settlement rail alongside cards and A2A - without a blockchain rewrite or a custodial license. Go live fast; keep your brand; own the merchant.

Revenue

Win crypto‑native and global merchants who want to accept cheaper, instant, final payments.

Coverage

Reach payers in emerging markets where cards fail and stablecoins dominate.

User experience

Instant‑like settlement and programmable flows for recurring, usage‑based, and marketplace payouts.

What makes Genpaid different

Non‑custodial by default

Funds settle straight to merchant wallets you provision via our platform.

Genpaid balance screenshot

Drop‑in components + APIs built for PSP use‑cases

Hosted pay (white‑label), Web components / SDK, and Server APIs mirror existing payment processes.

Genpaid api example

Gas‑less UX, multichain reach

EVM blockchains, Solan plus Tron, Arc, Plasma, Tempo (upcoming). No native‑token juggling; fees paid in stablecoins.

Genpaid low-fee screenshot

Compliance & security built‑in

OFAC‑aligned sanctions/KYT screening on every transaction; data minimization and clear retention.

Genpaid AI agent checkout screenshot

Economics that work at scale

Pricing targeted to be up to 3X cheaper than typical crypto processors; display all crypto amounts in the merchant’s base currency for clean finance ops.

Genpaid scale profit

How it works?

1

Stage

Create Merchant

via API, optionally white‑label.

2

Stage

Provision Accounts

3

Stage

Create Checkout Session:

amount in merchant’s base currency; token/network list per policy.

4

Stage

Authorize:

payer signs; you get status via webhooks.

5

Stage

Capture/Settle:

instant; funds land to merchant wallet.

6

Stage

Reconcile:

downloadable statements; webhook‑driven ledgering.

What makes Genpaid Accounts different

API Integration

Full control for orchestration platforms: merchant lifecycle, sessions, on‑chain authorization capture, refunds, payouts, KYT callbacks, and reports.

and reusable components

Drop‑in UI for pay, invoices, subscriptions, and customer portal features. Minimal frontend work; native theming.

White label solution and checkout

Brandable, policy‑driven (tokens, networks, limits), localized, and currency‑aware.

Built for compliance & scale

Compliance, security & audit

Sanctions/KYT on every transaction

+ on‑chain audit trail and downloadable reports.

Data minimization

and configurable retention/residency.

Passkeys

(phishing‑resistant login) + multisig role management to match finance controls.

MiCA‑aligned model

to reduce regulatory lift for EU, with non‑custodial settlement simplifying licensing considerations.

Coverage, chains & currencies

Regions:

target coverage in 160+ countries with localization and reference currencies (USD, EUR, ARS, BRL) for quoting and reporting.

Chains:

EVM, Solana, and following Tron, Plasma, Arc, Tempo are upcoming.

Stablecoins:

USDC, USDT, EURC, DAI; regional options where available, subject to chain support.

Monetization & go‑to‑market for processors

Keep your margins:

competitive fees (Genpaid is up to 3X cheaper vs. typical crypto processing).

Revenue share on volume;

optional FX spread when settling to fiat (via your partners).

Upsell roadmap:

mass payouts, yield (coming soon), business crypto cards (coming soon), loans and traditional multicurrency accounts (coming soon).

FAQ

What business problem does Genpaid solve for processors and gateways?
Genpaid lets you offer “stablecoins as a payment method” alongside cards and bank transfers - without rebuilding your stack or taking on custody risk. You keep the merchant relationship and brand; we provide the rails (checkout, invoicing, subscriptions, payouts, reporting) in a non‑custodial, multichain model. Result: faster go‑live, wider merchant appeal (especially global and crypto‑native), and meaningfully lower acceptance costs.
What does “non‑custodial” really mean for compliance and speed?
Funds land directly into merchant‑controlled accounts; Genpaid never holds customer balances. Practically, that means fewer licensing hurdles, shorter compliance reviews, and simpler internal risk assessments. It also reassures merchants who want direct control of assets.
How fast can we launch, and what are the integration options?
Choose your speed:
  • Hosted Checkout (white‑label): quickest path - brand it and go live fast.
  • Web Components & SDK: embed stablecoins into your existing checkout UI with minimal engineering.
  • Server APIs: full control for orchestration platforms and large PSPs.
    All options mirror familiar payment flows (one‑time, invoices, subscriptions, payouts) so teams can ship in days, not quarters, and “start free in minutes” in sandbox.
What’s the payer and merchant experience at checkout?
Customers pick stablecoins at checkout just like any other payment method. Amounts are always shown in the merchant’s base currency to avoid confusion, and transactions complete near‑instantly. Merchants see confirmations immediately and reconcile like they do with existing rails.
How do compliance, security, and data protection work?
Every client and transaction passes sanctions/KYT screening with on‑chain auditability. We minimize data collection and offer clear retention and residency settings. Access is secured by passkeys and modern, quantum‑proof encryption, with multi‑user role controls (including multisignature) for finance governance. The operating model is designed to align with MiCA and similar regimes, which helps enterprise buyers say “yes” faster.
Can we support subscriptions, invoices, refunds, payouts, and marketplace splits?
Yes. Genpaid covers the full set: one‑time payments, invoice links, recurring/usage‑based billing, and mass payouts to partners or creators - complete with audit trails. Refunds are supported in a merchant‑friendly way, so customer support teams can resolve issues without blockchain expertise. For marketplaces, you can route funds to multiple parties according to your business rules.
How do we handle settlement to fiat and our existing banking partners?
Stablecoins act as the value‑transfer rail; fiat can remain on the last mile through your preferred off‑ramp or banking partners. This approach preserves your existing treasury and compliance setups while giving merchants what they want: fast, global payments with currency amounts expressed in their chosen base currency.
What do the economics look like compared with other crypto solutions?
Pricing is designed to be up to 3X cheaper than typical crypto processors, and the gas‑less approach (fees in stablecoins) avoids hidden token costs. Combined with faster onboarding and borderless coverage (160+ countries), that usually means better margins for processors and more competitive offers to merchants. Exact pricing tiers can reflect your volumes and product mix.
Where can we launch and how “enterprise‑ready” is localization and reporting?
Coverage targets 160+ countries with localisation of your target region. You can prioritise markets such as LATAM, CIS, MENA, Asia. Finance teams get statements, reconciliations, and downloadable reports, with all crypto amounts also shown in the merchant’s base currency (EUR, USD, ARS, BRL as reference choices).

Need help? Chat with Genpaid Support

Start opening your stablecoin account today

Run non‑custodial treasury and payments - faster, cheaper, compliant.