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Banks

EMIs

PSPs

& fintech platforms

Stablecoin rails for Banks & FinTechs - non‑custodial, compliant, white‑label

Launch stablecoin accounts, payments, payouts, and agent-driven automation — gasless, multichain, auditor-ready, and fully under your brand. Go live in days, not weeks.

Cross‑border that feels domestic

Instant settlement, no chargebacks, FX optionality, and lower total cost.

Client funds stay in their control

Non‑custodial accounts with bank‑app UX; no crypto expertise needed.

Regulatory alignment from day one

KYT/sanctions screening, audit trails, data minimization, MiCA‑aligned model.

A roadmap that compounds

Yield, cards, multicurrency accounts, and AI payments - without forklift migrations.

Genpaid capabilities

Genpaid Accounts screen

Multichain non-custodial stablecoin accounts

Offer institution‑controlled wallets across EVM + Solana (TRON, Plasma, Tempo and more are coming), with balances and transactions mirrored in your base currency for operations and reporting. No native token friction; all fees paid in stablecoins.

Genpaid Payments and Activity screen

Accept Payments

Checkout, links, invoices, and subscriptions with instant confirmation. Display values in your currency as reference currencies; localize for regional presence, and more.

Genpaid Mass Payments screen

Payouts & Mass Disbursements

Batch disbursements to partners, employees, contractors, and suppliers with downloadable statements and integration your finance team can trust.

Genpaid API Integration screen

Stablecoins‑Crypto API

One API to integrate all of the above; observability + webhooks for ledger syncs and reconciliations. Sell one integration to your entire client base.

Genpaid Member Invite screen

Multisignature role management

Corporate accounts with granular roles, approvals, and policy controls for treasury, ops, and compliance teams.

Genpaid Generate report screen

Reporting

Statements, reconciliation, exportable reports-built for auditors and tax.

Genpaid AI Checkout screen

AI & Agent Payments

Enable policy‑controlled AI agent payments (e.g., automated supplier top‑ups, usage‑based billing). Clear guardrails prevent out‑of‑policy spend.

Genpaid Payments and Activity screen

Security & Compliance Architecture

Passkeys + advanced encryption, sanctions/KYT screening, and data‑residency/retention controls—designed to align with MiCA and parallel regimes.

Coming soon

Stablecoins yield

Automated access to vetted yield sources, with funds staying in your control.

Tradittonal multicurrency accounts

Keep crypto non‑custodial; use fiat rails for customers and suppliers that need bank transfers.

Business crypto credit cards

Credit cards linked to your non‑custodial balance with role‑based limits, merchant categories, and reports.

FAQ

Do we or Genpaid hold customer funds?
No. With Genpaid, money lands directly in accounts you or your clients control. Genpaid doesn’t hold balances, and you keep operational control with enterprise sign‑in and role‑based approvals. This reduces custodial risk and makes internal stakeholders more comfortable from day one.
How is compliance handled without slowing us down?
Compliance is embedded. Every client and transaction is screened for sanctions and transaction risk (KYT). Activity is logged with auditor‑friendly records, and data collection is minimized with clear retention settings. The result: faster onboarding - teams can start managing accounts and accepting payments in minutes rather than waiting weeks.
How quickly can we launch, and what effort is required?
You plug in one API for checkout, invoices, subscriptions, and payouts; the operational experience mirrors traditional finance tools. No blockchain expertise is required, and there are no “gas token” chores - fees are handled in stablecoins, keeping things simple for operations and support.
What’s the business case - how do costs compare?
Genpaid targets up to ~3X lower total cost versus typical crypto processors by completely changing the business mode, removing custodial overhead, simplifying compliance touchpoints, and delivering gas‑less, multichain operations. That cost profile, plus faster time‑to‑market, strengthens the ROI for cross‑border flows and new revenue lines.
Which networks and stablecoins can we support today?
Start on Solana and any EVM networks (e.g. Ethereum, BSC, Base, Arbitrum). TRON, Plasma, Arc, Tempo are coming next. Supported stablecoins include widely used options such as USDC, USDT, EURC, DAI, and USDe, with regional assets available where relevant. You can begin with a short list for risk comfort and expand as policies mature.
Will the experience be fully under our brand?
Yes. Genpaid has a white‑label solution that you can easily adopt. Your customers see your brand across accounts, checkout, and dashboards, while you benefit from Genpaid’s rails under the hood. This lets you ship a modern stablecoin experience without exposing blockchain complexity to end users.
What payment experiences can we enable on day one?
You can accept one‑off and recurring payments (checkout, links, invoices, subscriptions) and run payouts/mass disbursements to partners, creators, or suppliers - with clear records for finance and tax. Amounts are always shown in the business’s base currency to keep back‑office processes familiar.
How are access, approvals, and segregation of duties enforced?
Genpaid is built for global reach: over 160 countries supported, with localisation (e.g., Spanish, Portuguese, Ukrainian, Georgian, Bulgarian) and reference currencies of your local market.
What’s on the roadmap - and how does it extend our offering?
Beyond today’s accounts, acceptance, payouts, reporting, and AI‑driven payments, the roadmap includes stablecoin yield (non‑custodial), business crypto credit cards, and traditional multicurrency accounts for fiat endpoints. Genpaid’s broader focus includes stablecoin‑based credit lines, overdrafts, and payroll use cases - designed to add margin without adding custody risk.

Need help? Chat with Genpaid Support

Add stablecoin rails to your stack - without the blockchain overhead