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AI & Agent Payments

Make your checkout, payments, finance understandable to AI agents

Genpaid turns your payment page into an agent‑readable surface. Agents receive precise instructions, verify user intent, and pay - settling stablecoins directly to your accounts. No crypto overhead, no custody risk.

Agents are the new buyers

Tie user intent → cart → payment with verifiable credentials. You get authorization, authenticity, and accountability - at scale.

Payments must speak HTTP

To AI Agents our server replies with payment requirements; settlement completes. It’s agent‑native and stateless.

Stablecoins fit the loop

Finality, 24/7 uptime, micropayments. Genpaid abstracts chains, pays gas in stablecoins, and reconciles in your base currency.

How it works?

1

Stage

Agent requests payment page

Genpaid serves an Agent Instruction Block describing:

order_id

line items

totals

currency

and other payment details, next steps, and policy (e.g., KYC/KYT required, caps, geos).

Amounts mirror your “reference currency.

2

Stage

Intent & identity

The agent presents (or requests) an intent signed by the user. Genpaid checks all identifications of AI Agents.

3

Stage

Payment handshake

Your server responds with requirements for payment, including payment details (amount, asset, network, receiver). The agent submits the transaction.

4

Stage

Settlement & reconciliation

Funds settle directly to your accounts. KYT/sanctions checks, audit logs, and downloadable reports keep finance and tax clean.

5

Stage

Observability & control

Dashboards show all details, agent identity, transaction traces, and additional data for provisioning, fulfillment, and support workflows.

Protocols we implement

AP2

Agent Payments Protocol

Open, payment‑agnostic standard from Google and partners (Adyen, Mastercard, Coinbase, etc.) using Mandates and verifiable credentials to bind user intent to payment. Genpaid validates mandates and persists a non‑repudiable audit trail.

x402

by Coinbase

Internet‑native, HTTP‑based stablecoin payments. Genpaid speaks x402 end‑to‑end: 402 responses, signed X‑PAYMENT payloads, facilitator verification, and on‑chain settlement.

What are the capabilities?

Non‑custodial settlement

Funds go straight to your wallets — no processor holds, no payout delays.

Genpaid balance screenshot

Gas‑less UX

Network fees are paid in stablecoins - no native‑token hurdles for your payers or agents.

Genpaid low-fee screenshot

Developer‑speed integration

Use our hosted page, drop‑in component, or server‑to‑server hooks.

Genpaid api example

Agent‑readable pages, out of the box

Genpaid renders structured instructions + next steps; agents “know” what to do without scraping or bespoke adapters. You choose which assets/networks to expose; we show totals in your base currency.

Genpaid AI agent checkout screenshot

Global, compliant by default

KYT/OFAC‑aligned screening, data minimization, MiCA‑aligned model, and coverage in 160+ countries.

Genpaid Worldwide support

FAQ

What is “AI & Agent Payments,” in simple terms?
It’s a way for software (AI agents, bots, automations) to act like real customers: they can read your checkout, understand what’s being purchased, and complete payment - either by themselves or by handing the payment to the user to approve. Genpaid provides the agent‑readable page and runs the end‑to‑end flow from order through settlement, using stablecoins for speed and global reach.
How do agents “understand” our checkout without custom work?
Your payment page powered with Genpaid checkout includes clear, structured instructions about the order (what’s being bought, for how much, which currency, next steps). Agents rely on open internet standards to interpret this, so there’s no screen‑scraping or one‑off integration per agent. In practice, the agent sees “what to pay, where to pay, and when it’s valid,” then proceeds accordingly.
Who actually pays - the agent or the person?
Both options are supported:
  • Agent pays itself if it controls a wallet and you allow it.
  • Human‑paid if the agent shares a link/QR with the user to review and pay.
    Either way, Genpaid keeps the order, identity checks, and payment status in sync so you get a clean “paid/not paid” signal for fulfillment.
How do we stay in control and prevent misuse?
You control policy and risk:
  • Spend caps and per‑agent limits
  • Geo and industry policies
  • Sanctions/KYT screening on every transaction
Where do the funds go - and when are they available?
Funds settle directly to your accounts. Genpaid is non‑custodial, so we don’t hold your money; there’s no “processor balance” to wait on. Settlement is near‑instant on supported networks, and you can operate with multi‑user, role‑based controls for finance and ops.
Is this secure?
Yes - security is built in, not bolted on:
  • Passkeys for strong, phishing‑resistant access
  • Modern encryption (with a future‑resilient posture) protecting keys and data
  • Multi‑signature roles so no single person can move funds alone
  • Data minimization and clear retention/residency settings
    Combined with non‑custodial design, you reduce both platform and operational risk.
Are we covered on compliance and where can we use this?
Genpaid is designed to align with major regulatory frameworks (including MiCA in the EU) and runs sanctions/KYT checks by default. Coverage isglobal (160+ countries), with localization for languages and reference currencies so finance teams see values in the currency they work with day‑to‑day. If you operate in more sensitive verticals, Genpaid applies the right controls without slowing you down.
What changes for our website/app - and how fast can we launch?
Choose the path that fits your team:
  • Hosted payment page: go live in minutes by linking to a Genpaid page
  • Drop‑in component: embed the experience in your product
  • Server‑to‑server: keep your existing backend and add the payment handshake
    Amounts are automatically shown in your base currency for finance clarity, and there’s no blockchain overhaul or “weird token” setup to accept payments.
Which currencies and networks are supported?
Genpaid focuses on stablecoins across EVM chains and Solana (with additional networks on the roadmap). You can enable regional stablecoins where it makes sense and still show prices and reports in your chosen reference currency (USD, EUR, ARS, BRL). This keeps the on‑chain benefits while preserving the accounting view your team expects.
What will this cost compared with cards or typical crypto gateways?
You avoid card interchange and many legacy fees. Network costs are lean, gas is paid in stablecoins (no need to manage native tokens), and overall processing can be materially cheaper than many crypto processors - while settling faster and reducing chargeback risk by design. Exact pricing depends on your plan and volume, but the operating model is built for efficiency, not add‑on fees.

Need help? Chat with Genpaid Support

Increase your payments volume today

Launch hosted or embedded stablecoin acceptance with Genpaid now.